Online bankruptcy filing is only available for bankruptcy attorneys. You can certainly find bankruptcy forms online, find bankruptcy software online or hire a lawyer to fill out your bankruptcy forms online – you cannot actually file your paperwork with the court online.

You will have to submit a specific number of copies of your petition to the court the creditor matrix has to be submitted a certain way which is different for each court.

Do It Yourself – If you plan on filling out the bankruptcy forms yourself, you will be responsible for learning the bankruptcy laws and finding out where you submit your bankruptcy forms. You will also need to find the bankruptcy expemptions available in your state to use in order to exempt your property from being sold in a chapter 7 bankruptcy.

If you complete the forms yourself you will have to also represent yourself at the 341 hearing. Representing yourself saves money, but it can be daunting if you are not familiar with bankruptcy law.

Hire An Attorney – You can also hire a bankruptcy attorney, they will review your debts, earnings, and property, inform you which chapter of bankruptcy fits your situation, after gathering your information they will fill out the bankruptcy petition and file it at the courthouse.

Your attorney will also accompany you to your 341 meeting. Hiring a bankruptcy attorney can save you a lot of aggravation, but you will of course have to pay the attorney – paying an attorney is often hard for those that are considering filing bankruptcy.